February 10, 2025
How to stop following the investment crowd and stick to your strategy

We’re only weeks into 2025, and it’s already been one filled with market volatility and uncertainty. At times like this, being part of a crowd might feel comforting, but following the investment decisions of others could lead to choices that aren’t right for you. Political and economic uncertainty means investors may already have experienced the […]

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February 10, 2025
Business owners: 5 reasons you could benefit from saving into a pension

Building a business can be exciting and rewarding, and it might play a key role in ensuring you’re financially secure now and in the future. Yet, focusing all your attention on your business could mean you miss alternative ways to provide security later in life, including overlooking a pension. Indeed, according to a January 2024 […]

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February 10, 2025
State Pension: Everything you need to know in 2025/26

For many pensioners, the State Pension provides a foundation to build their retirement income. Whether you’re already claiming the State Pension or it’s still some years away, here’s what you need to know in 2025/26. In the 2025/26 tax year, you can claim the State Pension from the age of 66. However, the age will […]

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February 10, 2025
5 ways financial planning could help you emotionally prepare for retirement

While financial challenges often come up when those nearing retirement are asked about their concerns, emotional obstacles could be just as important. A financial plan might include looking at areas like your pensions and investments, but it could help you emotionally prepare for retirement as well. Here are five ways a financial plan could improve […]

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February 10, 2025
Looking beyond the numbers when using a cashflow model

A cashflow model is a valuable tool that lets you understand how the value of your estate and individual assets might change in the future. But, to get the most out of it, you need to look beyond the numbers. A cashflow model provides a graphical representation of all your assets, such as investments, property […]

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February 10, 2025
Investment market update: January 2025

Concerns around potential trade wars following President Trump’s inauguration weighed on investment markets in January 2025, but there was positive news too. Read on to discover some of the factors that may have affected the performance of your investments. Keep in mind that short-term market movements are part of investing and taking a long-term view […]

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February 6, 2025
Guide: 7 allowances you might want to use before the end of the 2024/25 tax year

When a new tax year starts, many allowances reset. So, checking if you could use these valuable allowances before 5 April 2025, when the 2024/25 tax year ends, might help your money go further. It’s important to understand which allowances fit into your financial plan and suit your goals. So, this guide could help you […]

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January 30, 2022
10 Myths About Working With a Financial Adviser

Financial planning can sound daunting. We get it! Pension consolidations, family protection, inheritance tax planning, savings and investments: where does it start and stop?! Working with a Financial Adviser means giving someone access to one of the most sensitive parts of your life, which can be emotionally and mentally challenging for a lot of people. […]

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January 30, 2022
DIY Investing vs Partnering with a Financial Adviser

You want to make your money work for you and you’ve heard that there are much more attractive returns in the world of investments than can be achieved simply by allowing your money to sit in a bank savings account. Given the current interest rates offered by banks, you’re probably not wrong.However, investment markets can […]

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January 30, 2022
Your Options at Retirement

You’ve worked hard for what must feel like a lifetime and now you’re faced with trying to understand your options at retirement.Well, we have good news and bad news for you: the good news is that you have lots of options to choose from, each providing features and benefits which can help you meet your […]

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5a Marsh Mill Village, 
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Thornton-Cleveleys 
FY5 4JZ
01253 532390
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